Why many credit repair programs fall short
Here's an uncomfortable truth about our industry. Plenty of people pay for credit repair, get a listing ...
BNPL & Payday loans
Buy now pay later (BNPL) and payday loans are easy to start and easy to underestimate. Used carelessly, they ...
Car finance decoded
Car finance has its own language, and lenders don't always slow down to explain it. Get a few key terms ...
Credit Files Explained
No one is taught about credit and finance at school. Then all of a sudden you're 18, getting a job, and ...
How credit improvement programs help loan approval
If a low score or an old default is standing between you and finance, you've probably wondered whether a ...
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How to remove a judgement from your credit file
A court judgment on your credit file is one of the heavier marks you can carry. It can stop a home loan or a ...
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Bankruptcy & Debt Agreements Explained
When debt feels overwhelming, bankruptcy and debt agreements can look like an escape hatch. They're ...
Fix credit report errors
Credit reports aren't perfect. Information can be reported wrong, mixed up with someone else's, or left out ...
Defaults explained
A default is one of the most misunderstood marks on a credit report. People often think any late payment ...
How credit reporting works in Australia
If you've ever been knocked back for finance and thought, "but my credit file looked fine," this one's for ...